Life Tips After Senior Year

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life tips after senior year
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Seniors, 
You made it through some of the most impressionable years of your lives.  You will all be moving on from high school to enter into the adult world.  Some of you will go on to college, some of you will go on to a trade school and some of your will enter directly into the work force.  
 
Now life becomes about earning money, opening your own bank account, saving for a home, making sure you have health insurance, maybe buying a car, and investing time in giving back.  Many adults are not sure where to begin and how to organize, plan and save for all of the things you will need to take on as an adult.  Below are a couple of resources that you may find helpful as you navigate through your journey of life.  
 
Congratulations on all of your accomplishments.  GHS is proud of you!

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Dave Ramseys Every Dollar Counts App (Use this app once you have a steady income coming in)
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Dave Ramsey is a financial advisors who has helped millions of people become every day millionaires.  He has a free app that you can begin with to help you track and budget your money.  Below is a link to the free app.  He also has some great resources that can be found in his plan, "7 Baby Steps."  7 bay steps will show you how to save for emergencies, pay off all your debt for good, and build wealth.
 
BABY STEP 1: Save $1,000 for your starter emergency fund.
BABY STEP 2: Pay off all debt (except the house) using the debt snowball.
Learn More 
BABY STEP 3: Save 3–6 months of expenses in a fully funded emergency fund.
Learn More 
BABY STEP 4: Invest 15% of your household income in retirement.
Learn More 
BABY STEP 5: Save for your children’s college fund.
Learn More 
BABY STEP 6: Pay off your home early.
Learn More 
BABY STEP 7: Build wealth and give.
 
Click on "Start Budgeting For Free" and create a free account
 
 

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Grown up stuff
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"Grown Up Stuff" is a book written by author and financial advisor Witty Ryter.  The book uses short descriptions and cartoons to explain topics related to civic responsibilities, employment, living arrangements, paying off debt, owning a car, saving and investing, traveling, and others.  It is a quick read and introduces us to topics that many of us never think about as we enter the adult world.  
 
Please see the link below to access "Grown Up Stuff"

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Opening a free savings and checking account (no monthly fees) in your senior year of high school.
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Many Banks offer high school students a free checking and savings accounts (no monthly fees) with a start up deposit of only $25.00 or less
See the link below to check out Banks that offer free checking and savings accounts to high school students
 
Wells Fargo offers a free checking and savings account with a start up deposit of $25.00 but is not included in the link below.
Other Banks that offer no monthly fees to high school students: https://www.investopedia.com/best-student-bank-accounts-4799707